The Financial Challenges Facing Healthcare Workers
What Healthcare Employers Need to Know The financial challenges facing healthcare workers haven’t eased. According to PwC’s 2026 Employee Financial Wellness Survey, 59% of employees report experiencing financial stress. The burden is particularly heavy among frontline healthcare workers. In skilled nursing, CNAs earn an average of $20.16 per hour, often with little financial cushion behind them. More than half of employees have less than $5,000 in emergency savings, and 59% of Americans cannot cover a $1,000 unexpected expense using savings alone. When an unexpected bill arrives, workers are often forced to bridge the gap however they can. Nearly half rely on credit cards for everyday necessities, while others turn to payday loans, wage advances, or other costly forms of borrowing.
